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Please see below for a range of useful blog posts, resources and latest news stories which may be of interest to you.

Videos

1 Jul 2019

Pensions Advice and Retirement Planning

Posted by - Glen Callow

3 Jun 2019

Independent Financial Advice and Financial Planning

Posted by - Glen Callow

3 Jun 2019

Company Owners

Posted by - Glen Callow

11 Jan 2019

Welcome to Prime Wealth

Posted by - Glen Callow

Resources

9 Oct 2019

Taking an Income at Retirement

Posted by - Glen Callow

There comes a time when you stop working for your money and put your money to work for you. For most people, that is retirement. The decisions you make then could have repercussions for the rest of your life, and in recent years there have been some major changes to the retirement choices you can make with your pensions.

9 Oct 2019

Saving For Retirement

Posted by - Glen Callow

Retirement is something most of us look forward to particularly on a Monday morning. However, those thoughts are often little more than a whimsical cocktail of not having to work and prolonged holidays. The reality could be rather different, particularly if your retirement date is some way off.

18 Sep 2019

Introduction to Prime Wealth

Posted by - Glen Callow

Prime Wealth is a firm of independent financial advisers, assisting individuals, business owners and trustees with a broad range of financial planning, investment, retirement and estate planning needs.

22 May 2019

Business Succession Planning

Posted by - Glen Callow

If you are a business owner, business succession planning and insurance is important. It is simply the process of planning for what you want to happen if you (or your co-owner, if you have one) were to die or fall seriously ill. If this happens, family and business partners can be left in a complex situation. In some instances, the business ends up in the wrong hands, in others the business can fail. These issues apply to sole traders, partners and shareholders in limited companies, and all of this can be avoided with some sensible succession planning.

22 May 2019

Financial Protection for You and Your Family

Posted by - Glen Callow

Most people’s finances are like a house of cards, with their ability to earn an income acting as the bottom row. Everything else rests upon this bottom layer and, should the worst happen and your income stop, the whole house can come tumbling down. Life and health insurance protection underpins most good financial planning. These types of insurance can ensure that, if the worst should happen, the right amount of money will reach the right hands at the right time.

23 Jan 2019

Pensions Tax Planning for High Earners

Posted by - Glen Callow

If you are a high-earner and feel you are paying more and more tax, you are not alone. More than one in seven income tax payers are taxed at the higher, additional or top rate and they pay about two thirds of all income tax. This guide explores a key tax planning opportunity: making pension contributions. Pension contributions qualify for tax relief at your highest rate, which may be 40% or 45%. The effective rate of relief could be up to 60%, or even higher, if your pension contributions help you to avoid the withdrawal of child benefit or your personal allowance.

23 Jan 2019

Year End Tax Planning 2018/19

Posted by - Glen Callow

There are many different reliefs and allowances to take advantage of throughout the tax year. As the year-end approaches this guide offers some advice on the core opportunities you should be thinking about. With tips affecting income and investment, for couples, company directors and employees, there will be something for everyone. We also have some essential tips for those making their estate plans. The advice included here forms the base of a good financial plan for the year.

Latest News

15 Oct 2019

New thinking for Labour on taxes?

Posted by - Glen Callow

New proposals for reforming capital gains and income tax have been published by an influential think tank which could make their way into an...

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15 Oct 2019

Could your protected pension allowance tip over the edge?

Posted by - Glen Callow

An obscure adjustment to old pension benefits, mandated by the courts, might cost some pension owners many thousands in additional tax.The p...

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15 Oct 2019

Blue chips take a knock as Marks & Spencer relegated

Posted by - Glen Callow

Marks & Spencer was demoted from the FTSE100 in September.Source: London Stock ExchangeThe FTSE100 index is subject to a quarterly revie...

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15 Oct 2019

Interest rates back on the slopes

Posted by - Glen Callow

In September the US and European central banks cut interest rates, again.When the US central bank, the Federal Reserve (Fed), cut its main i...

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15 Oct 2019

Annuity rates hit 25-year record low

Posted by - Glen Callow

Annuity rates hit their lowest level since 1994 in September, with implications for those making retirement decisions. Since the introducti...

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Prime Wealth Planning Limited is an appointed representative of Best Practice IFA Group Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 5 Argosy Court, Scimitar Way, Whitley Business Park, Coventry, CV3 4GA. Registered in England and Wales No. 8003140. A list of Directors is available at the Registered Office. The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK. Prime Wealth Planning Limited is entered on the FCA register (https://register.fca.org.uk/) under reference 586270. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.